What you didn't spend last paycheck is added to this one. StrayCash finds your paycheck automatically and carries the rest forward, so the number you see is everything you actually have.
Linking happens through Plaid, the same service thousands of finance apps use. Your bank password is entered with Plaid and never reaches StrayCash.
StrayCash tries four pay schedules against your deposits, weekly, every two weeks, twice a month and monthly, and keeps whichever explains the most of them. A bonus or a one-off payment is held aside so it counts as extra money rather than starting a new pay period. If the schedule reads wrong, you set it yourself.
What rolled over, plus your paycheck, plus anything else that landed, minus what you’ve spent. One number, updated as transactions land.
Most people never know how much of a paycheck went unspent. StrayCash puts a number on it. That is real money sitting in your account, and once you know the amount you can actually do something with it.
No envelopes to fill, nothing to tag, no monthly plan to fall behind on. StrayCash answers one question: the one you actually ask yourself on a Thursday night before payday.
Every plan starts with a 14-day free trial.